| Topic |
Content |
| 1 |
Shariah Basis and Framework of Islamic Banking
- Shariah basis
- Compliance with the scheme of Shariah Laws
- Conceptual framework of banking and finance
- Equity financing and debt financing in Islam
|
| 2 |
Products and Services of Islamic Banking
- Simple bank organization
- Deposit products
- Financing products
- Islamic bank’s balance sheet
- Islamic bank’s income statement
- Cost of deposit
- Financing revenue
- Profit of Islamic banks
|
| 3 |
Deposit Operations
- Transactional deposits and dividend calculation
- Investment deposit and dividend calculation’
- Money market deposits
- Negotiable Islamic Certificate of Deposits and calculations
- Structured deposits
- Gold Investment Account
|
| 4 |
Credit Assessment
- Rules Governing Financing
- Credit Processing
- 5Cs of Credit
- SWOT Analysis
- Other Factors
|
| 5 |
Financing Operations 1 – Retail Financing
- Retail products
- The concept of amortization
- Home Financing
- Vehicle Financing
- Personal Financing
- Credit Cards
|
| 6 |
Financing Operations II – Corporate Financing
- Corporate Financing
- Term Financing
- Working Capital Financing
- Islamic Trade financing (Optional Topic)
|
| 7 |
Legal Framework
- Islamic Banking Act 1983
- Scope of Islamic Banking Business
- Government Investment Act 1983
- Real Property Gains Tax Act 1976
- Stamp Act 1949
- Islamic Finance Services Act (IFSA) 2013
- Summary
|
| 8 |
Shariah Governance
- Bank Negara Malaysia (BNM) Shariah Governance
- Shariah Review
- Shariah Audit
- Shariah Risk Management
|
